If you are out of work for more than 180 calendar days due to a medical condition, you may apply for LTD benefits. If you are currently on a medical leave, please refer to the Leave of Absence webpage for additional guidance.
University Human Resources
Long Term Disability Insurance
LTD Benefits
If your claim is approved, LTD coverage provides:
- Monthly income replacement of up to 60% of your salary
- Maximum: $7,500 per month
- Minimum: $100 per month
- Benefits may be reduced by other sources of income (offsets)
- Duration of benefits: payable for the length of your disability or until age 65*
- Continued retirement contributions made by the LTD carrier to your eligible retirement account(s)
*Employees age 60 and older are subject to a different benefit duration schedule (see plan document for details).
This is a brief summary of information about Long Term Disability Insurance. Please reference the Long Term Disability Policy (the binding document) or contact the Benefits Office for further information. Employees age 60 and over are paid according to the schedule found on page 11.