University Human Resources
For Employees Considering Retirement
Benefits Information Guide
Before beginning your transition, review the Benefits Guide for Employees Leaving Brown University for an overview of coverage, timelines and eligibility changes.
Healthcare Planning
Medicare
Medicare is the federal health insurance program for most individuals age 65 and older. You are encouraged to:
- Learn about eligibility and enrollment timing
- Review coverage options on the official Medicare website
- Attend informational workshops offered through Wellness at Brown
Retiree Health Coverage
If eligible, you may enroll in retiree health plans through BlueCHiP for Medicare Group Preferred. These plans are designed for retirees who are eligible for Medicare Parts A and B. It is designed specifically for retirees whose legal residence is in Rhode Island.
Medicare Enrollment Support
Brown & Brown Insurance provides personalized assistance with Medicare enrollment and eligibility questions. For assistance, call 833-830-2386.
Dental Coverage
Retirees may also be eligible for dental insurance through Delta Dental of Rhode Island. See the Retiree Health and Dental Plans page for details.
Financial Planning Resources
Planning your finances is an important part of preparing for retirement.
Social Security
You can:
- Estimate your Social Security benefits online based on your actual Social Security record at www.ssa.gov
- Access your social security statement online
- Use additional planning tools
Log in to view your most recent statement
Wellness at Brown also hosts workshops with Social Security experts to help you understand benefits and timing.
Retirement Savings Accounts
For questions about retirement account distributions and required minimum distributions (RMDs):
- Contact TIAA or Fidelity Investments. Visit Brown's Retirement Plans webpage for their information.
- Schedule on-campus or virtual consultations through the Retirement Plan Consultations webpage
Long-Term Care Planning
Long-term care refers to non-medical assistance with daily living activities, such as bathing, dressing or home support. You may want to consider long-term care insurance to help protect retirement savings from potential care costs.
Emotional and Lifestyle Transition
Retirement is also a significant personal transition. Many employees consider how they will structure their time and adjust to changes in identity and routine. Support is available through the Employee Assistance Program (EAP), which can help you:
- Prepare for lifestyle changes
- Navigate emotional transitions
- Plan for post-retirement well-being
Resources for Faculty
Faculty members considering retirement may have additional options and considerations, including: