University Human Resources

2026 Rate Sheets

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2026 Rate Sheets

Your benefit premiums are determined by your specific employment group or collective bargaining agreement. Below, you will find the monthly rates for medical, dental and vision coverage for 2026.

Please Note: These rates represent the employee’s monthly contribution toward the cost of coverage. If you are unsure which group you belong to, please refer to your offer letter or contact the Benefits Office.

Select Your Group

To see your specific rates for medical, dental and vision, please select the category that applies to you.

Dining Services USAWRI Bargaining Unit

Note: If you are paid weekly, divide monthly rates by four to estimate your per-paycheck contribution.

BCBS Core Plan

	Employee Only	Employee + Child(ren)	Employee + Spouse	Employee + Spouse + Child(ren)
Full-Time Staff (1,300+ hours/year)	$80.53	$157.00	$184.08	$221.75
Part-Time Staff (975–1,299 hours/year)	$447.37	$872.21	$1,022.67	$1,231.92
Half-Time Staff (under 975 hours/year)	$894.74	$1,744.43	$2,045.35	$2,463.84
COBRA Coverage	$912.63	$1,779.32	$2,086.26	$2,513.12

BCBS Premier Plan

	Employee Only	Employee + Child(ren)	Employee + Spouse	Employee + Spouse + Child(ren)
Full-Time Staff (1,300+ hours/year)	$84.44	$164.63	$193.03	$232.52
Part-Time Staff (975–1,299 hours/year)	$469.11	$914.59	$1,072.36	$1,291.77
Half-Time Staff (under 975 hours/year)	$938.22	$1,829.19	$2,144.73	$2,583.55
COBRA Coverage	$956.98	$1,865.77	$2,187.62	$2,635.22

Delta Dental Comprehensive Plan

	Employee Only	Employee + 1	Employee + 2 or more
Full-Time Staff (1,300+ hours/year)	$18.29	$48.15	$84.77
Part-Time Staff (975–1,299 hours/year)	$27.44	$57.30	$93.92
Half-Time Staff (under 975 hours/year)	$36.59	$66.45	$103.07
COBRA Coverage	$37.32	$67.78	$105.13

Delta Dental Plus Plan

	Employee Only	Employee + 1	Employee + 2 or more
Full-Time Staff (1,300+ hours/year)	$27.58	$72.74	$122.87
Part-Time Staff (975–1,299 hours/year)	$36.73	$81.89	$132.02
Half-Time Staff (under 975 hours/year)	$45.88	$91.04	$141.17
COBRA Coverage	$46.80	$92.86	$143.99

VSP Vision Insurance

	Employee Only	Employee + 1	Employee + 2 or more
All Staff	$7.38	$14.81	$23.81
COBRA Coverage	$7.53	$15.11	$24.29

Facilities Management USAW-RI Bargaining Unit - Grades 106 and Below

Note: If you are paid weekly, divide monthly rates by four to estimate your per-paycheck contribution.

BCBS Core Plan

	Employee Only	Employee + Child(ren)	Employee + Spouse	Employee + Spouse + Child(ren)
Full-Time Staff (1,300+ hours/year)	$89.47	$174.44	$204.54	$246.38
Part-Time Staff (975–1,299 hours/year)	$447.37	$872.21	$1,022.67	$1,231.92
Half-Time Staff (under 975 hours/year)	$894.74	$1,744.43	$2,045.35	$2,463.84
COBRA Coverage	$912.63	$1,779.32	$2,086.26	$2,513.12

BCBS Premier Plan

	Employee Only	Employee + Child(ren)	Employee + Spouse	Employee + Spouse + Child(ren)
Full-Time Staff (1,300+ hours/year)	$93.82	$182.92	$214.47	$258.36
Part-Time Staff (975–1,299 hours/year)	$469.11	$914.59	$1,072.36	$1,291.77
Half-Time Staff (under 975 hours/year)	$938.22	$1,829.19	$2,144.73	$2,583.55
COBRA Coverage	$956.98	$1,865.77	$2,187.62	$2,635.22

Delta Dental Comprehensive Plan

	Employee Only	Employee + 1	Employee + 2 or more
Full-Time Staff (1,300+ hours/year)	$18.29	$48.15	$84.77
Part-Time Staff (975–1,299 hours/year)	$27.44	$57.30	$93.92
Half-Time Staff (under 975 hours/year)	$36.59	$66.45	$103.07
COBRA Coverage	$37.32	$67.78	$105.13

Delta Dental Plus Plan

	Employee Only	Employee + 1	Employee + 2 or more
Full-Time Staff (1,300+ hours/year)	$27.58	$72.74	$122.87
Part-Time Staff (975–1,299 hours/year)	$36.73	$81.89	$132.02
Half-Time Staff (under 975 hours/year)	$45.88	$91.04	$141.17
COBRA Coverage	$46.80	$92.86	$143.99

VSP Vision Insurance

	Employee Only	Employee + 1	Employee + 2 or more
All Staff	$7.38	$14.81	$23.81
COBRA Coverage	$7.53	$15.11	$24.29

Facilities Management USAW-RI Bargaining Unit - Grades Above 106

Note: If you are paid weekly, divide monthly rates by four to estimate your per-paycheck contribution.

BCBS Core Plan

	Employee Only	Employee + Child(ren)	Employee + Spouse	Employee + Spouse + Child(ren)
Full-Time Staff (1,300+ hours/year)	$107.37	$209.33	$245.44	$295.66
Part-Time Staff (975–1,299 hours/year)	$447.37	$872.21	$1,022.67	$1,231.92
Half-Time Staff (under 975 hours/year)	$894.74	$1,744.43	$2,045.35	$2,463.84
COBRA Coverage	$912.63	$1,779.32	$2,086.26	$2,513.12

BCBS Premier Plan

	Employee Only	Employee + Child(ren)	Employee + Spouse	Employee + Spouse + Child(ren)
Full-Time Staff (1,300+ hours/year)	$112.59	$219.50	$257.37	$310.03
Part-Time Staff (975–1,299 hours/year)	$469.11	$914.59	$1,072.36	$1,291.77
Half-Time Staff (under 975 hours/year)	$938.22	$1,829.19	$2,144.73	$2,583.55
COBRA Coverage	$956.98	$1,865.77	$2,187.62	$2,635.22

Delta Dental Comprehensive Plan

	Employee Only	Employee + 1	Employee + 2 or more
Full-Time Staff (1,300+ hours/year)	$18.29	$48.15	$84.77
Part-Time Staff (975–1,299 hours/year)	$27.44	$57.30	$93.92
Half-Time Staff (under 975 hours/year)	$36.59	$66.45	$103.07
COBRA Coverage	$37.32	$67.78	$105.13

Delta Dental Plus Plan

	Employee Only	Employee + 1	Employee + 2 or more
Full-Time Staff (1,300+ hours/year)	$27.58	$72.74	$122.87
Part-Time Staff (975–1,299 hours/year)	$36.73	$81.89	$132.02
Half-Time Staff (under 975 hours/year)	$45.88	$91.04	$141.17
COBRA Coverage	$46.80	$92.86	$143.99

VSP Vision Insurance

	Employee Only	Employee + 1	Employee + 2 or more
All Staff	$7.38	$14.81	$23.81
COBRA Coverage	$7.53	$15.11	$24.29

Faculty and Staff

How to Determine Your Cost

Please keep the following in mind:

Full-Time Equivalent (FTE): If you work less than 100% time, you should convert your salary to a full-time equivalent to determine your cost tier.
Salary Tiers: Salary tiers are rounded up from $0.01.
Pay Frequency
- Bi-weekly: Divide the monthly amount by two to determine your per-paycheck contribution.
- Weekly: Divide the monthly amount by four to determine your per-paycheck contribution.
Faculty Note: Capped and Uncapped Faculty should contact the Benefits Office directly for specific contribution information.

BCBS Core Plan

	Employee Only	Employee + Spouse	Employee + Child(ren)	Employee + Spouse + Child(ren)
Full Premium	$894.74	$2,045.35	$1,744.43	$2,463.84
COBRA Premium	$912.63	$2,086.26	$1,779.32	$2,513.12

Health Insurance Contributions for Faculty and Staff Working 1300+ hours/year

Salary	Employee Only	Employee + Spouse	Employee + Child(ren)	Employee + Spouse + Child(ren)
Up to $37,000	$40.89	$93.47	$79.73	$112.61
$37,001-$42,000	$61.35	$161.91	$138.09	$195.04
$42,001-$47,000	$81.79	$230.34	$196.45	$277.47
$47,001-$52,000	$102.24	$298.76	$254.81	$358.89
$52,001-$57,000	$122.68	$367.20	$313.18	$442.33
$57,001-$62,000	$143.13	$435.63	$371.53	$524.76
$62,001-$67,000	$163.57	$504.04	$429.89	$607.18
$67,001-$72,000	$184.03	$572.47	$488.26	$689.61
$72,001-$82,000	$184.03	$640.91	$546.61	$772.04
$82,001-$87,000	$184.03	$654.36	$588.09	$788.26
$87,001-$92,000	$188.11	$654.36	$588.09	$788.26
$92,001-$97,000	$188.11	$673.07	$574.04	$810.78
$97,001-$102,000	$192.21	$673.07	$574.04	$810.78
$102,001-$107,000	$192.21	$691.77	$589.98	$833.31
$107,001-$125,000	$196.29	$691.77	$589.98	$833.31
$125,001 and above	$204.47	$710.46	$605.94	$855.83

BCBS Premier Plan

	Employee Only	Employee + Spouse	Employee + Child(ren)	Employee + Spouse + Child(ren)
Full Premium	$938.22	$2,144.73	$1,829.19	$2,583.55
COBRA Premium	$956.98	$2,187.62	$1,865.77	$2,635.22

Health Insurance Contributions for Faculty and Staff Working 1300+ hours/year

Salary	Employee Only	Employee + Spouse	Employee + Child(ren)	Employee + Spouse + Child(ren)
Up to $37,000	$44.78	$102.35	$87.30	$123.31
$37,001-$42,000	$67.17	$177.29	$151.21	$213.57
$42,001-$47,000	$89.56	$252.22	$215.11	$303.83
$47,001-$52,000	$111.95	$327.14	$279.02	$394.08
$52,001-$57,000	$134.34	$402.08	$342.93	$484.36
$57,001-$62,000	$156.73	$477.01	$406.82	$574.61
$62,001-$67,000	$179.11	$551.94	$470.73	$664.86
$67,001-$72,000	$201.51	$626.85	$534.64	$755.12
$72,001-$82,000	$201.51	$701.79	$598.54	$845.38
$82,001-$87,000	$201.51	$716.53	$611.11	$863.14
$87,001-$92,000	$205.98	$716.53	$611.11	$863.14
$92,001-$97,000	$205.98	$737.01	$628.57	$887.81
$97,001-$102,000	$210.47	$737.01	$628.57	$887.81
$102,001-$107,000	$210.47	$757.48	$646.03	$912.47
$107,001-$125,000	$214.94	$757.48	$646.03	$912.47
$125,001 and above	$223.89	$777.95	$663.50	$937.14

BCBS Consumer-Directed Health Plan (CDHP)

	Employee Only	Employee + Spouse	Employee + Child(ren)	Employee + Spouse + Child(ren)
Full Premium	$767.42	$1,749.84	$1,496.23	$2,107.84
COBRA Premium	$782.77	$1,784.84	$1,526.15	$2,150.00

Health Insurance Contributions for Faculty and Staff Working 1300+ hours/year

	Employee Only	Employee + Spouse	Employee + Child(ren)	Employee + Spouse + Child(ren)
Up to $50,000	$33.29	$124.42	$112.35	$149.87
$50,001-$100,000	$39.93	$297.42	$248.92	$357.66
$100,001 and above	$49.23	$342.25	$247.36	$413.38

Health Insurance Contributions for Part-Time Faculty and Staff Working 975-1,299 hours/year

	Employee Only	Employee + Spouse	Employee + Child(ren)	Employee + Spouse + Child(ren)
BCBS Core	$447.37	$1,022.67	$872.21	$1,231.92
BCBS Premier	$469.11	$1,072.36	$914.59	$1,291.77
CDHP	$383.71	$874.92	$748.12	$1,053.92

Health Insurance Contributions for Faculty and Staff Working Under 975 hours/year and Visiting/Adjunct Faculty

	Employee Only	Employee + Spouse	Employee + Child(ren)	Employee + Spouse + Child(ren)
BCBS Core	$894.74	$2,045.35	$1,744.43	$2,463.84
BCBS Premier	$938.22	$2,144.73	$1,829.19	$2,583.55
CDHP	$767.42	$1,749.84	$1,496.23	$2,107.84

Delta Dental

Full-Time Faculty and Staff Working 1300+ hours/year

	Employee Only	Employee + 1	Employee + 2 ore More
Comprehensive Plan	$18.29	$48.15	$84.77
Plus Plan	$27.58	$72.74	$122.87

Part-Time Faculty and Staff Working 975-1,299 hours/year

	Employee Only	Employee + 1	Employee + 2 ore More
Comprehensive Plan	$27.44	$57.30	$93.92
Plus Plan	$36.73	$81.89	$132.02

Faculty and Staff Working under 975 hours/year

	Employee Only	Employee + 1	Employee + 2 ore More
Comprehensive Plan	$36.59	$66.45	$103.07
Plus Plan	$45.88	$91.04	$141.17

COBRA Coverage

	Employee Only	Employee + 1	Employee + 2 ore More
Comprehensive Plan	$37.32	$67.78	$105.13
Plus Plan	$46.80	$92.86	$143.99

VSP Vision Insurance

	Employee Only	Employee + 1	Employee + 2 ore More
All Faculty and Staff	$7.38	$14.81	$23.81
COBRA Coverage	$7.53	$15.11	$24.29

Library USAW-RI Bargaining Unit

Note: If you are paid weekly, divide monthly rates by four to estimate your per-paycheck contribution.

BCBS Core Plan

	Employee Only	Employee + Child(ren)	Employee + Spouse	Employee + Spouse + Child(ren)
Full-Time Staff (1,300+ hours/year)	$107.37	$209.33	$245.44	$295.66
Part-Time Staff (975–1,299 hours/year)	$447.37	$872.21	$1,022.67	$1,231.92
Half-Time Staff (under 975 hours/year)	$894.74	$1,744.43	$2,045.35	$2,463.84
COBRA Coverage	$912.63	$1,779.32	$2,086.26	$2,513.12

BCBS Premier Plan

	Employee Only	Employee + Child(ren)	Employee + Spouse	Employee + Spouse + Child(ren)
Full-Time Staff (1,300+ hours/year)	$112.59	$219.50	$257.37	$310.03
Part-Time Staff (975–1,299 hours/year)	$469.11	$914.59	$1,072.36	$1,291.77
Half-Time Staff (under 975 hours/year)	$938.22	$1,829.19	$2,144.73	$2,583.55
COBRA Coverage	$956.98	$1,865.77	$2,187.62	$2,635.22

Delta Dental Comprehensive Plan

	Employee Only	Employee + 1	Employee + 2 or more
Full-Time Staff (1,300+ hours/year)	$18.29	$48.15	$84.77
Part-Time Staff (975–1,299 hours/year)	$27.44	$57.30	$93.92
Half-Time Staff (under 975 hours/year)	$36.59	$66.45	$103.07
COBRA Coverage	$37.32	$67.78	$105.13

Delta Dental Plus Plan

	Employee Only	Employee + 1	Employee + 2 or more
Full-Time Staff (1,300+ hours/year)	$27.58	$72.74	$122.87
Part-Time Staff (975–1,299 hours/year)	$36.73	$81.89	$132.02
Half-Time Staff (under 975 hours/year)	$45.88	$91.04	$141.17
COBRA Coverage	$46.80	$92.86	$143.99

VSP Vision Insurance

	Employee Only	Employee + 1	Employee + 2 or more
All Staff	$7.38	$14.81	$23.81
COBRA Coverage	$7.53	$15.11	$24.29

Public Safety Bargaining Unit

Note: If you are paid weekly, divide monthly rates by four to estimate your per-paycheck contribution.

BCBS Core Plan

	Employee Only	Employee + Child(ren)	Employee + Spouse	Employee + Spouse + Child(ren)
Full-Time Staff (1,300+ hours/year)	$116.32	$226.78	$265.90	$320.30
Part-Time Staff (975–1,299 hours/year)	$447.37	$872.21	$1,022.67	$1,231.92
Half-Time Staff (under 975 hours/year)	$894.74	$1,744.43	$2,045.35	$2,463.84
COBRA Coverage	$912.63	$1,779.32	$2,086.26	$2,513.12

BCBS Premier Plan

	Employee Only	Employee + Child(ren)	Employee + Spouse	Employee + Spouse + Child(ren)
Full-Time Staff (1,300+ hours/year)	$121.97	$237.79	$278.81	$335.86
Part-Time Staff (975–1,299 hours/year)	$469.11	$914.59	$1,072.36	$1,291.77
Half-Time Staff (under 975 hours/year)	$938.22	$1,829.19	$2,144.73	$2,583.55
COBRA Coverage	$956.98	$1,865.77	$2,187.62	$2,635.22

Delta Dental Comprehensive Plan

	Employee Only	Employee + 1	Employee + 2 or more
Full-Time Staff (1,300+ hours/year)	$18.29	$48.15	$84.77
Part-Time Staff (975–1,299 hours/year)	$27.44	$57.30	$93.92
Half-Time Staff (under 975 hours/year)	$36.59	$66.45	$103.07
COBRA Coverage	$37.32	$67.78	$105.13

Delta Dental Plus Plan

	Employee Only	Employee + 1	Employee + 2 or more
Full-Time Staff (1,300+ hours/year)	$27.58	$72.74	$122.87
Part-Time Staff (975–1,299 hours/year)	$36.73	$81.89	$132.02
Half-Time Staff (under 975 hours/year)	$45.88	$91.04	$141.17
COBRA Coverage	$46.80	$92.86	$143.99

VSP Vision Insurance

	Employee Only	Employee + 1	Employee + 2 or more
All Staff	$7.38	$14.81	$23.81
COBRA Coverage	$7.53	$15.11	$24.29

Public Safety Sergeants Bargaining Unit

Note: If you are paid weekly, divide monthly rates by four to estimate your per-paycheck contribution.

BCBS Core Plan

	Employee Only	Employee + Child(ren)	Employee + Spouse	Employee + Spouse + Child(ren)
Full-Time Staff (1,300+ hours/year)	$178.95	$348.89	$409.07	$492.77
Part-Time Staff (975–1,299 hours/year)	$447.37	$872.21	$1,022.67	$1,231.92
Half-Time Staff (under 975 hours/year)	$894.74	$1,744.43	$2,045.35	$2,463.84
COBRA Coverage	$912.63	$1,779.32	$2,086.26	$2,513.12

BCBS Premier Plan

	Employee Only	Employee + Child(ren)	Employee + Spouse	Employee + Spouse + Child(ren)
Full-Time Staff (1,300+ hours/year)	$187.64	$365.84	$428.95	$516.71
Part-Time Staff (975–1,299 hours/year)	$469.11	$914.59	$1,072.36	$1,291.77
Half-Time Staff (under 975 hours/year)	$938.22	$1,829.19	$2,144.73	$2,583.55
COBRA Coverage	$956.98	$1,865.77	$2,187.62	$2,635.22

Delta Dental Comprehensive Plan

	Employee Only	Employee + 1	Employee + 2 or more
Full-Time Staff (1,300+ hours/year)	$18.29	$48.15	$84.77
Part-Time Staff (975–1,299 hours/year)	$27.44	$57.30	$93.92
Half-Time Staff (under 975 hours/year)	$36.59	$66.45	$103.07
COBRA Coverage	$37.32	$67.78	$105.13

Delta Dental Plus Plan

	Employee Only	Employee + 1	Employee + 2 or more
Full-Time Staff (1,300+ hours/year)	$27.58	$72.74	$122.87
Part-Time Staff (975–1,299 hours/year)	$36.73	$81.89	$132.02
Half-Time Staff (under 975 hours/year)	$45.88	$91.04	$141.17
COBRA Coverage	$46.80	$92.86	$143.99

VSP Vision Insurance

	Employee Only	Employee + 1	Employee + 2 or more
All Staff	$7.38	$14.81	$23.81
COBRA Coverage	$7.53	$15.11	$24.29