Employees who are regularly scheduled to work at least 1,300 hours per year are eligible for coverage. Additional, optional coverage is also available for purchase.
University Human Resources
Life Insurance and Accidental Death and Dismemberment (AD&D)
Brown University provides basic life insurance coverage up to $50,000, with the exact amount determined by employee group, base salary and date of hire.
Accidental Death and Dismemberment (AD&D) insurance provides a benefit to you or your beneficiaries if death or serious injury occurs as the direct result of an accident.
Optional Coverage
Employees may choose to purchase additional protection through voluntary life insurance options.
Note: In some cases, Evidence of Insurability (EOI) may be required and must be approved by the carrier. Employees can complete this process online through MyLincolnPortal (company code: Brown). For rates, refer to Section 6 of the Decision Guide.
Life Insurance Benefits Summaries
Coverage details vary by employee group and date of hire:
- Class 1 - Full-Time Faculty, Non-Union Staff, Police & Security and Library members hired on or after 1/1/1994
- Class 2 - Full-Time Dining Services and Facilities Management members hired on or after 1/1/1995
- Class 3 - Full-Time Faculty, Non-Union Staff, and Police & Security hired before 1/1/1994
- Class 4 - Full-Time Library Union Members hired before 1/1/1994
- Class 5 - Full-Time Dining Services and Facilities Management Members hired before 1/1/1994
- Voluntary Life, Spousal Life and Child Life (Optional Life)
If You Leave Brown University
Employees separating from Brown have options to continue or convert their coverage:
- Portability: Optional life insurance coverage can be continued after employment ends
- Conversion: Basic, optional and dependent life insurance may be converted to an individual policy
The amount available for conversion is equal to the group coverage in place at the time employment ends.
For more information, contact the Benefits Office at benefits_office@brown.edu.